@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix ns0: <http://purl.org/ontology/gbv/> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw>
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/19137-6>
  skos:prefLabel "Firmenkundengeschäft"@de, "Corporate banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/namespaces/zbw-extensions/Descriptor>
  rdfs:label "Descriptor"@en ;
  a owl:Class .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/19556-0>
  skos:prefLabel "Privatkundengeschäft"@de, "Personal banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

skos:related
  rdfs:subPropertyOf skos:semanticRelation ;
  skos:definition "Relates a concept to a concept with which there is an associative semantic relationship."@en ;
  rdfs:comment "skos:related is disjoint with skos:broaderTransitive"@en ;
  rdfs:label "has related"@en .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/stw/descriptor/13756-1>
  skos:prefLabel "Banking services"@en, "Bankgeschäft"@de ;
  skos:narrower <http://zbw.eu/stw/descriptor/13776-2>, <http://zbw.eu/stw/descriptor/19137-6>, <http://zbw.eu/stw/descriptor/12341-0>, <http://zbw.eu/stw/descriptor/13794-0>, <http://zbw.eu/stw/descriptor/19556-0>, <http://zbw.eu/stw/descriptor/13762-6>, <http://zbw.eu/stw/descriptor/13784-3> ;
  a skos:Concept, <http://zbw.eu/namespaces/zbw-extensions/Descriptor> ;
  skos:related <http://zbw.eu/stw/descriptor/13747-2>, <http://zbw.eu/stw/descriptor/13686-3> ;
  skos:broader <http://zbw.eu/stw/descriptor/18085-4>, <http://zbw.eu/stw/thsys/70899> ;
  skos:altLabel "Bankdienstleistung"@de ;
  skos:inScheme <http://zbw.eu/stw> ;
  ns0:gvkppn "091349516" .

<http://zbw.eu/stw/descriptor/13784-3>
  skos:prefLabel "Einlagengeschäft"@de, "Deposit banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/13747-2>
  skos:prefLabel "Bankentgelt"@de, "Bank charge"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13756-1> .

skos:altLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "An alternative lexical label for a resource."@en ;
  rdfs:comment "skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise disjoint properties."@en, "The range of skos:altLabel is the class of RDF plain literals."@en ;
  rdfs:label "alternative label"@en .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://zbw.eu/stw/descriptor/13686-3>
  skos:prefLabel "Economics of banking"@en, "Bankwirtschaft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:related <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/13794-0>
  skos:prefLabel "Wertpapierdepot"@de, "Custody services"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/12341-0>
  skos:prefLabel "Bankkonto"@de, "Bank account"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/13776-2>
  skos:prefLabel "Kreditgeschäft"@de, "Bank lending"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/thsys/70899>
  skos:notation "W.14.01.02" ;
  rdfs:label "Economics of banking"@en, "Bankwirtschaft"@de ;
  skos:prefLabel "W.14.01.02  Economics of banking"@en, "W.14.01.02  Bankwirtschaft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/18085-4>
  skos:prefLabel "Finanzdienstleistung"@de, "Financial services"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/descriptor/13756-1> .

<http://zbw.eu/stw/descriptor/13762-6>
  skos:prefLabel "Repo-Geschäft"@de, "Repo transactions"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/descriptor/13756-1> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .