@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/descriptor/13762-6>
  skos:prefLabel "Repo-Geschäft"@de, "Repo transactions"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/12252-6>
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13686-3>
  skos:prefLabel "Economics of banking"@en, "Bankwirtschaft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/18719-3>
  skos:prefLabel "Bankrechnungslegung"@de, "Bank accounting"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13753-0>
  skos:prefLabel "Zinsspanne"@de, "Interest margin"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13706-2>
  skos:prefLabel "Private banking"@en, "Private Banking"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13784-3>
  skos:prefLabel "Einlagengeschäft"@de, "Deposit banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/12341-0>
  skos:prefLabel "Bankkonto"@de, "Bank account"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/10789-1>
  skos:prefLabel "Financial clearing"@en, "Clearing"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13763-4>
  skos:prefLabel "Refinanzierung"@de, "Refinancing"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/19556-0>
  skos:prefLabel "Privatkundengeschäft"@de, "Personal banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/thsys/70904>
  skos:notation "W.14.01" ;
  rdfs:label "Banken"@de, "Banking industry"@en ;
  skos:prefLabel "W.14.01  Banking industry"@en, "W.14.01  Banken"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/thsys/70899> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/18716-2>
  skos:prefLabel "Bankmanagement"@de, "Bank management"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/19137-6>
  skos:prefLabel "Firmenkundengeschäft"@de, "Corporate banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/27587-0>
  skos:prefLabel "Operationelles Risiko"@de, "Operational risk"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13746-4>
  skos:prefLabel "Bankenliquidität"@de, "Bank liquidity"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/thsys/70899>
  skos:narrower <http://zbw.eu/stw/descriptor/13686-3>, <http://zbw.eu/stw/descriptor/27601-4>, <http://zbw.eu/stw/descriptor/18718-5>, <http://zbw.eu/stw/descriptor/12341-0>, <http://zbw.eu/stw/descriptor/19828-0>, <http://zbw.eu/stw/descriptor/13756-1>, <http://zbw.eu/stw/descriptor/13746-4>, <http://zbw.eu/stw/descriptor/13776-2>, <http://zbw.eu/stw/descriptor/13692-1>, <http://zbw.eu/stw/descriptor/13785-1>, <http://zbw.eu/stw/descriptor/30141-6>, <http://zbw.eu/stw/descriptor/13762-6>, <http://zbw.eu/stw/descriptor/13794-0>, <http://zbw.eu/stw/descriptor/18721-2>, <http://zbw.eu/stw/descriptor/19556-0>, <http://zbw.eu/stw/descriptor/12252-6>, <http://zbw.eu/stw/descriptor/12236-4>, <http://zbw.eu/stw/descriptor/18719-3>, <http://zbw.eu/stw/descriptor/13763-4>, <http://zbw.eu/stw/descriptor/10789-1>, <http://zbw.eu/stw/descriptor/13753-0>, <http://zbw.eu/stw/descriptor/19137-6>, <http://zbw.eu/stw/descriptor/13773-1>, <http://zbw.eu/stw/descriptor/18716-2>, <http://zbw.eu/stw/descriptor/27587-0>, <http://zbw.eu/stw/descriptor/13706-2>, <http://zbw.eu/stw/descriptor/13784-3>, <http://zbw.eu/stw/descriptor/13747-2>, <http://zbw.eu/stw/descriptor/18667-3>, <http://zbw.eu/stw/descriptor/13777-0> ;
  rdfs:label "Economics of banking"@en, "Bankwirtschaft"@de ;
  skos:prefLabel "W.14.01.02  Bankwirtschaft"@de, "W.14.01.02  Economics of banking"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:notation "W.14.01.02" ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:broader <http://zbw.eu/stw/thsys/70904> .

<http://zbw.eu/stw/descriptor/12236-4>
  skos:prefLabel "Bankgarantie"@de, "Bank guarantee"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13776-2>
  skos:prefLabel "Kreditgeschäft"@de, "Bank lending"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/18721-2>
  skos:prefLabel "Bilanzstrukturmanagement"@de, "Asset-liability management"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13692-1>
  skos:prefLabel "Bankinsolvenz"@de, "Bank failure"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13785-1>
  skos:prefLabel "Underwriting business"@en, "Emissionsgeschäft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/19828-0>
  skos:prefLabel "Risk measure"@en, "Risikomaß"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/namespaces/zbw-extensions/Thsys>
  rdfs:label "Thsys"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/30141-6>
  skos:prefLabel "Stresstest"@de, "Stress test"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/27601-4>
  skos:prefLabel "Bankrisiko"@de, "Bank risk"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

skos:notation
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en ;
  rdfs:label "notation"@en .

<http://zbw.eu/stw/descriptor/13794-0>
  skos:prefLabel "Wertpapierdepot"@de, "Custody services"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13773-1>
  skos:prefLabel "Bankgeheimnis"@de, "Bank secrecy"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13747-2>
  skos:prefLabel "Bankentgelt"@de, "Bank charge"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13777-0>
  skos:prefLabel "Kreditrisiko"@de, "Credit risk"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/18718-5>
  skos:prefLabel "Bankmarketing"@de, "Bank marketing"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw>
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/18667-3>
  skos:prefLabel "Financial engineering"@en, "Financial Engineering"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .

<http://zbw.eu/stw/descriptor/13756-1>
  skos:prefLabel "Banking services"@en, "Bankgeschäft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70899> .