@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/descriptor/30173-0>
  skos:prefLabel "Finanztechnologie"@de, "Financial technology"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/11414-4>
  skos:prefLabel "Finanzintermediation"@de, "Financial intermediation"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/thsys/w>
  skos:notation "W" ;
  rdfs:label "Wirtschaftssektoren"@de, "Economic sectors"@en ;
  skos:prefLabel "W  Wirtschaftssektoren"@de, "W  Economic sectors"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/20553-3>
  skos:prefLabel "Mikrofinanzierung"@de, "Microfinance"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/thsys/70900>
  skos:notation "W.14.03" ;
  rdfs:label "Finanzprodukte"@de, "Financial products"@en ;
  skos:prefLabel "W.14.03  Finanzprodukte"@de, "W.14.03  Financial products"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw>
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/19272-0>
  skos:prefLabel "Regionaler Finanzsektor"@de, "Regional financial sector"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/19273-5>
  skos:prefLabel "Rural financial sector"@en, "Ländliches Finanzsystem"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/29840-4>
  skos:prefLabel "Finanzielle Inklusion"@de, "Financial inclusion"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/thsys/70905>
  skos:narrower <http://zbw.eu/stw/descriptor/19273-5>, <http://zbw.eu/stw/descriptor/29840-4>, <http://zbw.eu/stw/descriptor/18672-3>, <http://zbw.eu/stw/descriptor/18085-4>, <http://zbw.eu/stw/descriptor/30224-2>, <http://zbw.eu/stw/descriptor/13281-1>, <http://zbw.eu/stw/descriptor/18759-5>, <http://zbw.eu/stw/descriptor/13690-5>, <http://zbw.eu/stw/descriptor/20553-3>, <http://zbw.eu/stw/descriptor/30173-0>, <http://zbw.eu/stw/descriptor/11414-4>, <http://zbw.eu/stw/thsys/70900>, <http://zbw.eu/stw/descriptor/18671-5>, <http://zbw.eu/stw/descriptor/18177-6>, <http://zbw.eu/stw/thsys/70901>, <http://zbw.eu/stw/descriptor/19272-0>, <http://zbw.eu/stw/descriptor/18673-1>, <http://zbw.eu/stw/descriptor/13723-2>, <http://zbw.eu/stw/thsys/70904> ;
  skos:notation "W.14" ;
  rdfs:label "Financial sector"@en, "Finanzsektor"@de ;
  a skos:Concept, <http://zbw.eu/namespaces/zbw-extensions/Thsys> ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:prefLabel "W.14  Financial sector"@en, "W.14  Finanzsektor"@de ;
  skos:broader <http://zbw.eu/stw/thsys/w> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/namespaces/zbw-extensions/Thsys>
  rdfs:label "Thsys"@en ;
  a owl:Class .

<http://zbw.eu/stw/thsys/70904>
  skos:notation "W.14.01" ;
  rdfs:label "Banken"@de, "Banking industry"@en ;
  skos:prefLabel "W.14.01  Banking industry"@en, "W.14.01  Banken"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18177-6>
  skos:prefLabel "Islamisches Finanzsystem"@de, "Islamic finance"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:notation
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en ;
  rdfs:label "notation"@en .

<http://zbw.eu/stw/descriptor/18671-5>
  skos:prefLabel "Finanzsektor"@de, "Financial sector"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

<http://zbw.eu/stw/descriptor/30224-2>
  skos:prefLabel "Open banking"@en, "Open Banking"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13723-2>
  skos:prefLabel "Finanzmarkt"@de, "Financial market"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18672-3>
  skos:prefLabel "Kreditkartengesellschaft"@de, "Credit card industry"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13281-1>
  skos:prefLabel "Pawnshop"@en, "Leihhaus"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/13690-5>
  skos:prefLabel "Finanzsystem"@de, "Financial system"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18085-4>
  skos:prefLabel "Finanzdienstleistung"@de, "Financial services"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

<http://zbw.eu/stw/thsys/70901>
  skos:notation "W.14.02" ;
  rdfs:label "Investment funds"@en, "Investmentfonds"@de ;
  skos:prefLabel "W.14.02  Investmentfonds"@de, "W.14.02  Investment funds"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18673-1>
  skos:prefLabel "Informeller Finanzsektor"@de, "Informal finance"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .

<http://zbw.eu/stw/descriptor/18759-5>
  skos:prefLabel "Leasinggesellschaft"@de, "Leasing industry"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/70905> .