@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix void: <http://rdfs.org/ns/void#> .

<http://zbw.eu/stw/descriptor/12252-6>
  skos:prefLabel "Kreditsicherung"@de, "Collateral"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12256-5>
  skos:prefLabel "Warrant bond"@en, "Optionsanleihe"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/13775-4>
  skos:prefLabel "Mortgage"@en, "Hypothek"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/19399-4>
  skos:prefLabel "Öffentliches Kreditprogramm"@de, "Public credit programme"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/thsys/70183>
  skos:notation "B.02.01" ;
  rdfs:label "Unternehmensfinanzierung"@de, "Corporate finance"@en ;
  skos:prefLabel "B.02.01  Unternehmensfinanzierung"@de, "B.02.01  Corporate finance"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  skos:narrower <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/10022-5>
  skos:prefLabel "Umschuldung"@de, "Debt restructuring"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12274-3>
  skos:prefLabel "Fremdkapital"@de, "Debt financing"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/10866-2>
  skos:prefLabel "Exportkreditversicherung"@de, "Export credit insurance"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/29321-0>
  skos:prefLabel "Gründungsförderung"@de, "Entrepreneurship policy"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/29711-1>
  skos:prefLabel "Sale-and-Lease-Back"@de, "Leaseback"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/11607-0>
  skos:prefLabel "Schuldenmanagement"@de, "Debt management"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/18178-4>
  skos:prefLabel "Loan repayment"@en, "Kredittilgung"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12253-4>
  skos:prefLabel "Kreditwürdigkeit"@de, "Credit rating"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/13767-3>
  skos:prefLabel "Wechsel"@de, "Bill of exchange"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

skos:narrower
  rdfs:subPropertyOf skos:narrowerTransitive ;
  skos:definition "Relates a concept to a concept that is more specific in meaning."@en ;
  rdfs:comment "Narrower concepts are typically rendered as children in a concept hierarchy (tree)."@en ;
  rdfs:label "has narrower"@en .

skos:broader
  rdfs:subPropertyOf skos:broaderTransitive ;
  skos:definition "Relates a concept to a concept that is more general in meaning."@en ;
  rdfs:comment "Broader concepts are typically rendered as parents in a concept hierarchy (tree)."@en ;
  rdfs:label "has broader"@en .

skos:Concept
  rdfs:label "Concept"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/10850-3>
  skos:prefLabel "Letter of credit"@en, "Akkreditiv"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12236-4>
  skos:prefLabel "Bankgarantie"@de, "Bank guarantee"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/19318-2>
  skos:prefLabel "Exportsubvention"@de, "Export subsidies"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12241-4>
  skos:prefLabel "Receivables financing"@en, "Forderungsfinanzierung"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

skos:inScheme
  skos:definition "Relates a resource (for example a concept) to a concept scheme in which it is included."@en ;
  rdfs:label "is in scheme"@en .

<http://zbw.eu/stw/descriptor/12297-5>
  skos:prefLabel "Rückstellung"@de, "Accrual"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12249-2>
  skos:prefLabel "Kapitalkosten"@de, "Cost of capital"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/thsys/71045>
  skos:narrower <http://zbw.eu/stw/descriptor/12241-4>, <http://zbw.eu/stw/descriptor/10866-2>, <http://zbw.eu/stw/descriptor/12252-6>, <http://zbw.eu/stw/descriptor/10850-3>, <http://zbw.eu/stw/descriptor/29321-0>, <http://zbw.eu/stw/descriptor/10022-5>, <http://zbw.eu/stw/descriptor/12255-0>, <http://zbw.eu/stw/descriptor/19275-1>, <http://zbw.eu/stw/descriptor/29711-1>, <http://zbw.eu/stw/descriptor/12274-3>, <http://zbw.eu/stw/descriptor/11572-0>, <http://zbw.eu/stw/descriptor/12263-1>, <http://zbw.eu/stw/descriptor/10019-1>, <http://zbw.eu/stw/descriptor/19318-2>, <http://zbw.eu/stw/descriptor/29643-6>, <http://zbw.eu/stw/descriptor/18685-1>, <http://zbw.eu/stw/descriptor/12251-1>, <http://zbw.eu/stw/descriptor/13767-3>, <http://zbw.eu/stw/descriptor/13775-4>, <http://zbw.eu/stw/descriptor/18178-4>, <http://zbw.eu/stw/descriptor/12247-6>, <http://zbw.eu/stw/descriptor/12253-4>, <http://zbw.eu/stw/descriptor/12250-3>, <http://zbw.eu/stw/descriptor/19399-4>, <http://zbw.eu/stw/descriptor/10865-4>, <http://zbw.eu/stw/descriptor/12249-2>, <http://zbw.eu/stw/descriptor/12254-2>, <http://zbw.eu/stw/descriptor/12246-1>, <http://zbw.eu/stw/descriptor/10135-6>, <http://zbw.eu/stw/descriptor/12297-5>, <http://zbw.eu/stw/descriptor/11607-0>, <http://zbw.eu/stw/descriptor/12236-4>, <http://zbw.eu/stw/descriptor/12256-5> ;
  a <http://zbw.eu/namespaces/zbw-extensions/Thsys>, skos:Concept ;
  rdfs:label "Fremdfinanzierung"@de, "Debt financing"@en ;
  skos:inScheme <http://zbw.eu/stw> ;
  skos:prefLabel "B.02.01.02  Fremdfinanzierung"@de, "B.02.01.02  Debt financing"@en ;
  skos:notation "B.02.01.02" ;
  skos:broader <http://zbw.eu/stw/thsys/70183> .

skos:prefLabel
  rdfs:subPropertyOf rdfs:label ;
  skos:definition "The preferred lexical label for a resource, in a given language."@en ;
  rdfs:comment """skos:prefLabel, skos:altLabel and skos:hiddenLabel are pairwise
      disjoint properties."""@en, "The range of skos:prefLabel is the class of RDF plain literals."@en, "A resource has no more than one value of skos:prefLabel per language tag."@en ;
  rdfs:label "preferred label"@en .

<http://zbw.eu/namespaces/zbw-extensions/Thsys>
  rdfs:label "Thsys"@en ;
  a owl:Class .

<http://zbw.eu/stw/descriptor/12250-3>
  skos:prefLabel "Revolving credit"@en, "Revolvierender Kredit"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

skos:notation
  skos:definition "A notation, also known as classification code, is a string of characters such as \"T58.5\" or \"303.4833\" used to uniquely identify a concept within the scope of a given concept scheme."@en ;
  rdfs:label "notation"@en .

<http://zbw.eu/stw/descriptor/12254-2>
  skos:prefLabel "Leasing"@en, "Leasing"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12263-1>
  skos:prefLabel "Wandelanleihe"@de, "Convertible bond"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/10019-1>
  skos:prefLabel "Schulden"@de, "Debt"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw>
  skos:prefLabel "Standard-Thesaurus Wirtschaft"@de, "STW Thesaurus for Economics"@en ;
  a void:Dataset, skos:ConceptScheme .

<http://zbw.eu/stw/descriptor/12246-1>
  skos:prefLabel "Surety"@en, "Bürgschaft"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/11572-0>
  skos:prefLabel "Subvention"@de, "Subsidy"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/10135-6>
  skos:prefLabel "Zins"@de, "Interest rate"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12251-1>
  skos:prefLabel "Kredit"@de, "Credit"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/29643-6>
  skos:prefLabel "Relationship lending"@en, "Hausbank"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12247-6>
  skos:prefLabel "Unternehmensanleihe"@de, "Corporate bond"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/10865-4>
  skos:prefLabel "Exportkredit"@de, "Export credit"@en ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/12255-0>
  skos:prefLabel "Trade credit"@en, "Lieferantenkredit"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/19275-1>
  skos:prefLabel "Commercial paper"@en, "Commercial Paper"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .

<http://zbw.eu/stw/descriptor/18685-1>
  skos:prefLabel "Asset-backed securities"@en, "Asset-Backed Securities"@de ;
  a <http://zbw.eu/namespaces/zbw-extensions/Descriptor>, skos:Concept ;
  skos:broader <http://zbw.eu/stw/thsys/71045> .